Breakdown Cover provided by RAC

Cars break down, and there’s never a good time for it to happen. With our Breakdown Cover, provided in partnership with the RAC, you can ensure that a breakdown doesn’t have to mean the end of your journey – and with our four levels of cover to choose from, you can choose the right cover to suit your needs. 

This cover is provided in partnership with the RAC, who:

  • Fix 4 out of 5 cars at the roadside
  • Have over 7 million members
  • Are the UK's first established breakdown provider
  • Carry over 500 parts and tools in their vans to get you going again

Our Breakdown Cover is a separate product that provides additional cover to your car insurance. You can buy this cover from £38.99 per year or an option to pay this in monthly instalments may be available.

Breakdown Cover Blob

Our levels of cover, as provided by the RAC

CoverRoadside Roadside & Recovery Roadside, Recovery & At Home Roadside, Recovery, At Home & European Motoring Assistance
Price

Add from£38.99per year*

 

Add from£59.99per year*

 

Add from£79.99per year*

 

Add from£99.99per year*

Roadside Yes   Yes   Yes   Yes
Recovery (inc 10 mile tow) Yes   Yes   Yes   Yes
Recovery (any UK destination) No   Yes   Yes   Yes
At Home No   No   Yes   Yes
European Motoring Assistance No   No   No   Yes

*A monthly option may be available.

 

Roadside car

Roadside

  • 24/7 breakdown cover
  • The RAC will fix your car at the roadside, as long as you’re over 1/4 mile away from home
  • Includes a 10 mile tow to a destination of your choice, local garage or a place of safety if your car can't be fixed at the roadside

You can buy this cover for £38.99 per year, or an option to pay by monthly instalments may be available.

For more information see Insurance Product Information Document

Roadside & Recovery truck

Roadside & Recovery

This includes all the benefits of Roadside and:

  • Recovery of you, your car and up to 7 passengers (including the driver) to a single destination of your choice, anywhere in mainland UK

You can buy this cover for £59.99 per year, or an option to pay by monthly instalments may be available.

For more information see Insurance Product Information Document

Home

Roadside, Recovery & At Home

This includes all the benefits of Roadside & Recovery and:

  • Any breakdown at your home address, or within 1/4 mile of your home address. You can even book a time for the RAC to come and attend your car at home

You can buy this cover for £79.99 per year, or an option to pay by monthly instalments may be available.

For more information see Insurance Product Information Document

European motoring assistance ship

Roadside, Recovery, At Home & European Motoring Assistance

This includes all the benefits of Roadside, Recovery & At Home and:

  • Cover for any breakdown in over 40 European countries
  • If your car can't be repaired within 12 hours of the breakdown, we'll arrange and pay for a hire car or alternative transport so you and your passengers can continue your journey or return home
  • If your car can't be repaired by your planned return date we'll arrange for the car to be returned to your home, or preferred garage in the UK (as long as the cost of doing this isn't more than the car's market value)

You can buy this cover for £99.99 per year, or an option to pay by monthly instalments may be available.

For more information see Insurance Product Information Document

Terms and conditions apply, as detailed in your Breakdown Cover Policy Document.

Help, I'm stuck!

Click here to see our list of FAQ’s

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Click here to see our list of FAQ’s

Or call us on: 03300 240 123

Why Choose Us?

  • Over 50 years' experience of providing UK car insurance
  • ICS ServiceMark accredited with Distinction
  • UK based contact centre
  • 24/7 accident and claims helpline

Great Cover

Our cover is rated 5 Star which means you get an excellent product with a comprehensive range of features and benefits

Great Service

ICS Servicemark

We’ve been awarded the ServiceMark with Distinction, the highest accolade given by the ICS, which recognises our commitment to and achievement in providing great customer service

Safe and Secure


We have a number of checks to ensure we're only offering cover to honest customers, so we can maintain low premiums

Policy documents

View our policy documents for more information about what we cover.

These documents are relevant to all policies taken out after 1st November 2018. If your policy was purchased earlier than this please visit the My Account area for your most up to date documents.

Existing Customers

If you are an existing customer, please call 03300 240 123 to add this to your policy